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Checking Accounts
 A checking account that not only costs you less but earns you more can be found at
HCFCU. All of our checking accounts come with a free Visa® debit card featuring our ScoreCard Rewards program! We offer you four choices:
Classic Checking
This basic account requires no minimum balance and does not limit you in the number
of transactions each month. You will also enjoy no monthly fees or service charges. You
only pay for the cost of printing your checks!
Gold Checking
You'll earn dividends on this account if you maintain a $750 minimum average monthly
balance. Plus, if you maintain a minimum balance, you'll enjoy no monthly fees or service
charges.
Fresh Start Checking
Get a second chance to build a strong financial future! This account doesn’t require a minimum balance. Simply make an initial $50 deposit and
set up direct deposit for at least one recurring check. You’ll be able to enjoy quick, convenient access to your checking funds for a low monthly
maintenance fee of $10. Best of all, if you properly manage your account for 12 months, you can request to switch to a free, traditional checking
account!
 FasTrack Club
We designed this account that teaches practical account management skills and financial knowledge
for teens ages 13-19. With a $5 minimum balance, members can enjoy:
- Access to loans
- Check cashing
- Online account access
- ATM Cards
- Savings incentives
- Special CD opportunities
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- Interest earned from the first $1
- Movie Bucks and other prizes for deposits
- Members ages 16-19 can also take advantage of:
- Checks
- Direct Deposit
- Visa® Debit Card
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Complete a:
Reorder checks.
Substitute Checks & Your Rights
Electronic Funds Transfer Agreement & Disclosure
Funds Availability Policy & Disclosure
Truth In Savings Disclosure/Fee Schedule
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Federally insured by NCUA 
