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CREDIT CARD INFORMATION


Equal Housing Lender

 

 


You’ve seen the come-ons from the large banks. They’ll offer you a low, introductory rate to get you to switch to their credit card. But when you look at the fine print, you’ll find the bank cards aren’t such a great deal after all.

With Health Care Family Credit Union’s VISA Gold, what you see is what you get… a great rate, outstanding benefits, and no hooks.


 
Health Care Family VISA Gold Card Bank Cards
3.9% APR* for the first six months on balance transfers, new purchases and cash advances. The rate remains at 3.9% APR* until that balance is paid off…even after the six month introductory period! Teaser rate for a short period of time. After the introductory period your entire balance rolls over to their higher, standard rates…often 21% APR* or higher! Cash advances usually don’t qualify for the introductory rate.
Regular rate 10.9% APR* Rates often 21% APR* or higher
Regular rate doesn’t increase if you are late on a payment Late payments can increase your interest rate an additional 5% APR* or more
Reasonable late fees Late fees could cost you $50
Reasonable minimum monthly payment Banks recently doubled their minimum monthly credit card payments
VISA Rewards points included Banks often charge you a higher interest rate for a rewards card
 

 

With a credit union VISA Gold Credit Card you also get…

  • No annual fee
  • 25-day, interest-free grace period on purchases
  • Online access to your account
  • VISA’s Zero Liability Policy
  • Travel/Accident Insurance
  • Cash advances and convenience checks
  • Access to ATMs worldwide

To apply for a Health Care Family VISA Credit Card, click here.