Health Care Family Credit Union has partnered with several businesses and websites to create unique financial advantages for our members.
We can help you get a more affordable car, sell your home for a fair price, plan your retirement and manage your credit – all for less!
AlertMe Consumer Credit Monitoring Service
Because identity theft is the nation's fastest growing financial crime, you need to make sure that you remain the only you. Members who want to keep a closer eye on their credit can do so effectively and inexpensively. Designed to help members fight identity theft, AlertMe gives early warning of any activity on your credit report and will ensure that you can act quickly in response to any fraudulent use of your personal information. Daily credit monitoring scans for significant changes, such as a new account, changes of address or delinquent accounts. Also, receive up to $25,000 in identity theft insurance to cover your out-of-pocket expenses incurred to restore your identity and repair your credit.
Visit the AlertMe website.
Annual Credit Report
Manage your credit and fight identity theft by monitoring and reviewing your credit report. This website site allows you to request a free credit
report, once every 12 months from each of the nationwide consumer credit reporting companies (Equifax, Experian and TransUnion) in
accordance with the Fair and Accurate Credit Transactions Act (FACT Act).
AnnualCreditReport.com offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet
environment. It is the only service authorized by Equifax, Experian and TransUnion for this purpose.
Visit the Annual Credit Report website.
Credit Union Lending Systems
Credit Union Lending Systems is a service offered exclusively to credit union members to provide credit union financing right at hundreds of
area auto, boat and RV dealers. There’s no need to rush into the credit union to finance your new vehicle. Simply make your best deal and save
money with low-cost credit union financing!
Although automakers offer super-low rates, including 0% financing, you almost always come out ahead when you finance with the credit union.
Taking the automaker financing may mean you can’t take advantage of any automaker rebates that could be available. You will save money if
you take the rebate and use credit union
financing! Our low rates and affordable terms will ensure that you save a considerable amount over the term of your loan. The rate you pay at
the dealership is the same as you would get in the credit union office – there is no rate mark-up at the dealership.
Visit the CULS website.
Enterprise Car Sales
Whether you are looking for a used truck, car, van or SUV, Enterprise Car Sales has your next vehicle. They hand select used vehicles, most
from the Enterprise Rent-A-Car fleet of more than 700,000, to offer unsurpassed quality and value. You'll be pleased with our professional
people and low-pressure sales approach. Enterprise Car Sales also offers no-haggle pricing so you can avoid unpleasant negotiations and
You can rest assured that you will get a top-of-the-line vehicle at Enterprise Car Sales. Enterprise pre-owned vehicles must pass a 109-point
inspection in order to earn Enterprise’s Certified Rating. A CARFAX Vehicle History Report is obtained on every vehicle they sell, at no
additional cost to you. Enterprise also offers a free 12-month, 12,000-mile limited warranty. If you are not completely satisfied with your new
vehicle, you can return it without penalty within seven days or 1,000 miles.
Visit the Enterprise Car Sales website.
First Integrity Mortgage Services
HCFCU has teamed up with First Integrity Mortgage Services to bring you the best mortgage program. We offer special programs for those
in the health care industry, as well as First-Time Home Buyer, Conventional and Reverse mortgages.
Unlike big-tent lenders, they refuse to flood their clients with unwanted cross-selling offers of credit cards, money markets, auto loans, etc.
Clients come to them from sources more powerful than television, radio or any print media – word-of-mouth referrals. It goes beyond just
creating the proper mortgage loan. First Integrity Mortgage Services passionately believes in educating and providing clients with proactive
tools to manage their mortgage to build wealth and financial security. They guarantee your experience will be both satisfying and enjoyable.
Visit the First Integrity Mortgage Services website.
Invest In America
Credit union members are now able to save on cars, cell phones and more! Through the Invest In America program, you can enjoy exclusive
incentives, discounts and special offers on a wide variety of products and services from U.S.-based companies. You could potentially save
thousands of dollars on the products you purchase.
Visit the Invest In America website.
Get a free value of your home instantly with this convenient service. HomeValueBot delivers professional home-value estimates –
instantly and privately. For homeowners, that means no intrusive forms, no telemarketing and no spam. HomeValueBot uses leading
techniques in automated valuation methods and home value indexing to deliver the highest combination of accuracy and hit ratio. Their
mission is to provide instant, professional-grade home value estimates at no charge to the consumer.
HomeValueBot by itself is not designed to be used for lending purposes. However, it is a useful tool that allows you to get a
professional home value estimate at no charge. You can even receive automatic updates based on actual market conditions. Be
aware of how a professional automated home-valuation system would value your home in an actual lending situation.
Visit the HomeValueBot website.
MEMBERS Financial Services
This financial management service is designed to help you set and achieve your financial goals.The program offers a variety of
insurance and investment products that complement those offered by us. MEMBERS Financial Services can provide a package of
protection and asset accumulation products that help you meet your personal financial objectives: saving for a home, providing a
college education or planning a comfortable retirement.
Our products and services include:
- Insurance Planning
- Retirement Planning
- Investment Planning
- Education Funding
- Business Planning
- Mutual Funds
Visit the MEMBERS Financial Services website.
As a credit union member, there’s never been a better time to save money on your wireless service. Sprint has phones, PDAs, push to talk, data service plans, music downloads, TV and more!