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Credit Cards
Enjoy the worldwide acceptance and convenience of our Visa® Platinum, Visa Gold and MasterCard® Classic credit cards. All three cards feature flexible credit limits, a 25-day grace period on all purchases and fixed rates as low as 8.9% APR.* You will even earn reward points for every dollar you spend to redeem for merchandise or travel!

If you pay a higher interest rate or hefty annual fees on your other credit cards, our balance transfer option lets you save immediately. Our staff can help you transfer your balances to a HCFCU Credit Card, so you can pay your debt down faster. Securely access your credit card account information around the clock at EZ Card Info – make payments, review transactions and receive your monthly statements from anywhere with an Internet connection!

ScoreCard Rewards

Turn everyday purchases into extraordinary rewards when you use your HCFCU debit and credit cards. With ScoreCard Reward points, you can earn points toward travel, gifts, electronics and more! Best of all, it’s absolutely free! Earning points is easy – simply sign for your HCFCU debit and credit card purchases, and you’ll earn points for every dollar you spend. You can even increase your rewards through ScoreMore, a network of more than 8,000 online and in-store retailers that offers additional bonus points for signature-based transactions. You can also view your reward balance, check out reward options and redeem points for great items or experiences. Plus, you can combine all the HCFCU debit and credit cards in your household into one rewards account to make the most of your points! If you have an HCFCU debit or credit card, there are no extra steps to take or fees to pay – you’re already earning ScoreCard Reward points! Be sure to use your cards for all of your everyday purchases, so you can score more with HCFCU and ScoreCard Rewards.

Complete a:
• Membership application
• Credit card application
• Balance transfer authorization form

View our rates.
Log in or sign up for EZ Card Info
Log in or sign up for ScoreCard Rewards
Credit Card Agreement
Fair & Accurate Credit Transactions Act
Truth In Savings Disclosure/Fee Schedule