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Loan Insurance

GAP Insurance
Protect yourself from loss in the event your vehicle is stolen or totaled. If your insurance does not pay the remaining balance on your loan, GAP Insurance will cover the cost so you don’t have to worry about paying for a vehicle you no longer use. Talk to an HCFCU employee about this valuable coverage when you close your loan.

Credit Life Insurance
Credit Life Insurance will pay off your remaining credit union loan debt in the event of your death, thus avoiding any financial burdens for your beneficiaries. (Certain restrictions apply.)

Credit Disability Insurance
Credit Disability Insurance makes your credit union loan payments in the event you are unable to work due to a disability. (Certain restrictions apply)