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WHO CAN JOIN
HOW TO JOIN

Benefits of Membership

Health Care Family Credit Union is different than other financial institutions! HCFCU is:

  • a member-owned, not-for-profit financial cooperative
  • a personal service provider
  • dedicated to providing members with the very best in financial services

In addition, HCFCU has:

  • fewer fees
  • lower loan rates
  • higher savings rates

We exist to provide you with a safe, convenient place to save and to obtain loans at a reasonable rate. And since we are a cooperative, we are not owned by a company, an individual, or some distant corporation with little interest in you beyond how much profit it can make. As a credit union member, you own your credit union – or at least a share in it.

Who Can Join

Membership in Health Care Family Credit Union is open to anyone who:

  • Is employed by one of our many Select Employee Groups
  • Works or resides in the 63117 or 63143 zip codes
  • Is a relative of a current member

Call us at (314) 645-5851 if you have questions about membership eligibility or for a detailed list of our Select Employee Groups.

Once a Member, Always a Member

Once you are a member of the credit union, you remain a
member for life – whether you move, change jobs or
retire – as long as you maintain an initial deposit of
$5 in a share account and pay a one-time
membership fee of $1. The $5 must remain
in your share account at all times in order to be
eligible to enjoy all our other services.

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How to Join

To take advantage of
the many member
benefits we offer,
simply visit
either our
main office at
2114 S. Big
Bend Blvd.
our St. Peters
Branch at
4599 Executive
Centre Pkwy, or our St. Joseph
Hospital branch located at 525 Couch
Ave.. You can also call for more
information at (314) 645-5851, or fill
out our online application.