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CREDIT CARD INFORMATION
   
Rates effective June 04, 2009
 

Dividend Rates

 

 
Account Type
APR
APY
Shares(Savings)
0.25%
0.26%
Christmas Club
0.25%
0.26%
IRA Shares
0.75%
0.76%

[Accounts listed above requre a $250 minimum average daily balance to earn dividends.]

 

GOLD Checking
0.25%
0.26%

{Gold Checking Accounts requrie a $750 minimum average daily balance to earn interest.]

 

Money Market Balance Requirements
APR
APY
  $2000 - $4999
0.50%
0.50%
  $5000 - $9999
0.50%
0.50%
  $10,000 - $24,999
0.75%
0.75%
  $25,000 - $49,999
0.90%
0.90%
  $50,000 and up
1.10%
1.10%
[Money Market Accounts require a $2000 minimum savings balance to earn dividends.]
 

 

Other HCFCU Investment Rates

 

 
Minimum Amount Term
APR
APY
$1,000
6 month
0.90%
0.90%
$10,000
6 month
1.00%
1.00%
$25,000
6 month
1.15%
1.15%
$1,000
12 month
1.14%
1.14%
$10,000
12 month
1.24%
1.25%
$25,000
12 month
1.39%
1.40%
PDCD
24 month
0.64%
0.64%
$1,000
24 month
1.63%
1.64%
$10,000
24 month
1.74%
1.75%
$25,000
24 month
1.89%
1.90%
$50,000
24 month
1.99%
2.01%
PDCD
36 month
1.11%
1.11%
$1,000
36 month
2.13%
2.14%
$10,000
36 month
2.23%
2.25%
$25,000
36 month
2.37%
2.40%
$50,000
36 month
2.48%
2.51%
PDCD
60 month
1.70%
1.71%
$1,000
60 month
2.62%
2.64%
$10,000
60 month
2.73%
2.75%
$25,000
60 month
2.86%
2.90%
$50,000
60 month
2.98%
3.02%