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Do You Suffer From Rising Rate Syndrom?
Get Relief With An HCFCU Credit Card!

If you have a credit card from a big bank, you could be suffering from Rising Rate Syndrome, or RRS. Symptoms include interest rates that are greater than 18%, balance transfer charges and ever-increasing fees. Credit Card Connection, an online search engine that connects consumers directly to the most fair and ethical credit card programs in the country, has the following credit card companies on its Detention List. These lenders charge exorbitant balance-transfer fees, penalty rates, annual fees and more:

  • Bank of America
  • Capital One
  • Chase
  • Citi Bank
  • First Premier Bank
  • Wells Fargo Bank

Health Care Family’s Visa® and MasterCard® options immediately alleviate these symptoms with active ingredients that include low, fixed interest rates, a 25-day, interest-free grace period, and no annual or balance transfer fees. Even if your credit isn’t perfect, we have a card for you with a competitive rate. Take a look!

Credit Score
Credit Card
APR*
730 & higher
Visa Platinum
8.9%
700-729
Visa Gold
10.9%
680-699
MasterCard Classic
12.9%
640-679
MasterCard Classic
13.9%
600-639
MasterCard Classic
14.9%
599 & lower
MasterCard Classic
16.9%

Possible side effects of an HCFCU credit card can include a cheery outlook on life, a fatter wallet and unconditional love for your credit union. Talk to your HCFCU member representative today to see which credit card option is right for you!

*APR=Annual Percentage Rate. Rates and terms subject to change and based on member creditworthiness. Contact HCFCU for complete credit card details.