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Rates

 
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Rates

Rates effective September 15,2011
 

Dividend Rates

 

 
Account Type
APR
APY
Shares(Savings)
0.25%
0.26%
Christmas Club
0.25%
0.26%
IRA Shares
0.75%
0.76%

[Accounts listed above requre a $250 minimum average daily balance to earn dividends.]

 

GOLD Checking
0.25%
0.26%

{Gold Checking Accounts requrie a $750 minimum average daily balance to earn interest.]

 

Money Market Balance Requirements
APR
APY
  $2000 - $4999
0.50%
0.50%
  $5000 - $9999
0.50%
0.50%
  $10,000 - $24,999
0.75%
0.75%
  $25,000 - $49,999
0.90%
0.90%
  $50,000 and up
1.10%
1.10%
  $100,000 and up
1.24%
1.25%
[Money Market Accounts require a $2000 minimum savings balance to earn dividends.]
 

 

Other HCFCU Investment Rates

 

 
Minimum Amount Term
APR
APY
$1,000
6 month
0.40%
0.40%
$10,000
6 month
0.50%
0.50%
$25,000
6 month
0.65%
0.65%
$1,000
12 month
0.64%
0.64%
$10,000
12 month
0.75%
0.75%
$25,000
12 month
0.90%
0.90%
PDCD
24 month
0.10%
0.10%
$1,000
24 month
0.89%
0.89%
$10,000
24 month
1.00%
1.00%
$25,000
24 month
1.15%
1.15%
$50,000
24 month
1.25%
1.26%
PDCD
36 month
0.36%
0.36%
$1,000
36 month
1.38%
1.38%
$10,000
36 month
1.49%
1.50%
$25,000
36 month
1.64%
1.65%
$50,000
36 month
1.75%
1.76%
PDCD
60 month
1.11%
1.11%
$1,000
60 month
1.88%
1.89%
$10,000
60 month
1.99%
2.00%
$25,000
60 month
2.13%
2.15%
$50,000
60 month
2.25%
2.27%