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Rates

Rates effective August 1, 2013
 

Dividend Rates

 

 
Account Type
APR1
APY2
Shares (Savings)
0.15%
0.15%
Christmas/Wish Clubs
0.15%
0.15%
IRA Shares
0.25%
0.25%

The above accounts require a $250 minimum average daily balance to earn dividends.

Gold Checking
0.10%
0.10%

This account requires a $750 minimum average daily balance to earn dividends.

 

Money Market  
APR1
APY2
$2,000 - $4,999  
0.20%
0.20%
$5,000 - $9,999  
0.25%
0.25%
$10,000 - $24,999  
0.30%
0.30%
$25,000 - $49,999  
0.35%
0.35%
$50,000 - $99,999  
0.36%
0.36%
$100,000 and up  
0.37%
0.37%
This account requires a $2,000 minimum daily balance to earn dividends.
 

 

 
Certificates of Deposit
APR1
APY2
6 months
0.30%
0.30%
12 months
0.45%
0.45%
24 months
0.70%
0.70%
36 months
0.95%
0.95%
60 months
1.45%
1.45%
24-month Payroll Deduction
0.25%
0.25%
36-month Payroll Deduction
0.40%
0.40%
60-month Payroll Deduction
0.50%
0.50%
This account requires a $1,000 minimum daily balance to earn dividends.

1APR=Annual Percentage Rate. 2APY=Annual Percentage Yield.
All rates and yields assume dividends are allowed to compound until maturity. Interest is compounded and paid every three months. Early withdrawals are subject to substantial penalty. Rates are subject to change. See HCFCU for additional information and account disclosures.